The Month’s Guest Insurance Law

The problem of protecting the people injured by engine-driven means of transportation has been taken into consideration from 19th century and public rules and principles for protecting the people injured by enginedriven
means of transportation in different countries is not recognized as sufficient; because most of the legal systems are
based on fault and it is a difficult job to prove that fault. This is the reason why the civil liability rights changed in different countries for the same subject. Sometimes the legislator has issued special laws. Sometimes jurisprudence has caused changes. By considering article 1384 of France civil Law and an impetuous interpretation of that article, the mentioned article is provided for the damage caused by objects under human’s protection in which the liability is
recognized without the fault and its clear example of the enginedriven means of transportation. The first issued law in our law is the compulsory insurance law for the liability of the owners of engine-driven means of transportation against third person issued in 1968 which accepts the compulsory insurance and points to the civil liability of the owner, especially in one article it points out that the owner is bound to compensate the damage caused by the means of transportation and must insure his liability. The compulsory insurance exists in most of the countries and by this mean the personal liability changes into public liability and the collective source of damage compensation is formed. This law is enforced in courts and has caused the establishment of methods, problems, and ambiguities. Since this law has some ambiguities and did not sufficiently protect the injured people, the amendment of the compulsory Insurance Law for the liability of owners of enginedriven means of transportation against third person was issued in 2008. The title of this law is the Amendment of Insurance Law but in fact it abolishes the previous one; then it has no clear title because it is not an amendment but a new law and the expression of “civil liability of owners” also must be discussed that whether the civil liability in its particular concept means all damages or another liability with a more limited area which will be discussed.